The information provided on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy an insurance product, you should read the relevant Product Disclosure Statement (PDS). The PDS contains important information which will help you understand the relevant insurance product, including what’s covered and what’s not covered and can help you decide whether the product is appropriate for you.
Brightday strongly recommends that you seek professional advice based on your personal requirements before deciding whether any of the products or services detailed on this website are suitable for you.
The general advice on the website is provided by Brightday. When you speak to one of our representatives on the phone or webchat about Brightday products you are speaking to a representative of Brightday, who is authorised to provide general advice to you.
The calculations produced by this tool are based on assumptions as at today’s date and key assumptions such as the costs associated with the cost of living can change. The cover amounts produced by this calculator are an estimation of the cover your require and is not a guarantee that cover will be available, as medical evidence provided at the time of application is important.